Cost of Having a Baby

It is true that baby is going to cost a lot. The expenditure that will be incurred to safe guard the present and future of the baby is truly a lot. And that is why many couples who want to have a baby make financial plans as well as arrangements first. Many people think twice before planning a baby.

The costs and expenses start with pregnancy and continue till child birth. The expenses do not stop here. The entire babyhood has many expenses like things, clothing, toys, and education and so on. Thus, it is vital to take up some panning. The information as given below will be useful to you.

As per the U.S. Census Bureau, in the year 2005 nearly 45.8 million Americans do not have health insurance. And if you are pregnant then a normal delivery will cost around 10000 USD. And if it is C-section then it will be 12000 USD. Also the ultrasound tests and other tests are not included in this expenditure. God forbid, but if the baby is born premature then the costs are really going to be very high. Thus much before you are planning your baby, talk to the insurance advisor so that you don’t have to bear such high brunt of costs.

While the delivery will near the doctor will advise you to stay home. Thus your lost income will have to be planned in such a manner that it does not hamper your routine lifestyle.

Also, soon after the baby’s birth happens there will be need for cradle, certain toys and the most important things, baby food and diapers. For the 1st year baby will need many packets of diapers which comes to around 300 every month. You must consider this cost as around 100 USD. Also, the doctor may recommend baby food along with breast milk which is also going to cost a bit high. And you simply can't compromise on this matter.

You will also have to plan for the child care centre costs. It actually depends upon the kind of child care centre you are hiring. If it is reputed then it is going to cost a lot. And the cost can come to somewhere around 400-500 USD per week. Also, if the day care is a bit far then it will cost you travel expense also.

As soon as you have a baby or just before you do, you will have to make necessary arrangements for baby‘s sleeping. You may have to buy crib, cradle, cuddly blankets, soft pillows and different kind of beddings etc. There must be items like baby wipes, clips, shoes, socks, woollen clothes and so on.

Baby immunizations and doctor visits are also going to charge you a lot. But during the first year this is the basic requirement. While carrying baby to the doctor you would want to take it comfortably and so you may have to arrange for soft seats and cloth that can make the baby carrier or crib quite comfortable.